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Cash Value Life Insurance
Vs.
Buy Term Invest the Difference
Cash Value Life Insurance
Buy Term Invest The Difference
Whole Life, Universal Life, Variable Life
John
age 35
age 33
Mary
Monthly
Premium
Cash
Value
?
?
?
$150,000
$150,000
$298
Using the same Premium $298
$
5
1
8
,
6
7
3
$300,000
$300,000
$123
I
n
v
e
s
t
i
n
g
$
1
7
5
@
9%
Investment
at age 70
Monthly
Premium
35-year Level Term
Child Rider for 2 children
$25,000
Which Program Would You Do?
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