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The most common form of health insurance today is known as managed care. Within the managed care umbrella, you’ll find three types of plans — health maintenance organizations (HMOs), preferred provider organizations (PPOs), and point-of-service (POS) plans.

HMOs and PPOs are the most popular type of plans, but before the advent of managed care, fee-for-service plans (FFSs) were the standard form of health care coverage.

HEALTH INSURANCES